Financial Planning News and Insights
Unleashing Financial Prosperity: Your Guide to Effective Wealth Management
Welcome to a new era of financial stability and prosperity. At Libertas Wealth Management Group, we believe in empowering our clients with the knowledge and strategies they need to navigate their financial futures. Our expert team of seasoned advisors is dedicated to helping you make informed decisions, optimize your wealth, and plan for a secure and prosperous future.
We hope you’ll use our blogs to gain valuable insights into the complexities of wealth management and discover actionable steps to incorporate into your financial journey.
Wolves of Wall Street, Part 2: How to Spot a Fake Fiduciary
How to Evaluate Financial Advisors, Understand Credentials, Recognize Conflicts of Interest, and Know Whether You Are Really Receiving Fiduciary...
Wolves of Wall Street: Financial Advice Red Flags Every Investor Should Know
How Commissions, Churning, Mis-Sold Insurance, Ponzi Schemes, and Proprietary Products Can Create Conflicts, and What Investors Can Do to Protect...
What Your Dad Got Wrong About Money – and What Today’s Retirees Should Do Instead
Lessons About Cash, Debt, Social Security, Investing, and Why Yesterday’s Financial Advice May Not Work in Today’s Retirement Most of the...
2026 Halftime Market Update: What the Weight of the Evidence Is Telling Investors
A Midyear Look at U.S. Stocks, International Markets, Bonds, Commodities, Cryptocurrency, Investor Sentiment, and the Importance of Managing Risk...
Financial Readiness: The Insurance Mistakes, Scam Red Flags, and Planning Gaps Most Families Overlook
A Conversation with Tony Stewart on Risk Management, Insurance Blind Spots, Scam Red Flags, and Why Most Families Aren't as Prepared as They Think...
Your Business May Be Growing, But Is It Actually Becoming More Valuable?
Lessons on Owner Dependency, Leadership, Profitability, and Building a Business That Creates Freedom Instead of Consuming It Most business owners...
How to Make Sure Your Estate Plan Doesn’t Fail
At Libertas Wealth Management Group, we believe financial planning is not just about growing wealth. It is also about protecting the people, assets,...
Avoiding Bad Hires and Building Stronger Teams
At Libertas Wealth Management Group, we believe building a strong business is never just about growth for growth’s sake. Sustainable growth depends...
The Bracket Mistake Everyone Makes (and Investors Make, Too!)
It’s that time of year again! …March Madness. Selection Sunday kicked things off, then 63 games of single elimination, and a whole lot of broken...
How to Spot a Bad Financial Advisor: Red Flags and the Green Flags of Great Advice
Most people assume their financial advisor is on their side. That assumption is understandable. You are trusting someone with your retirement plan,...
Beyond Buy-and-Hold: Using Technical Analysis to Manage Risk and Make Better Investment Decisions
Investors often hear a simple rule repeated over and over: buy great investments and hold them forever. Patience and discipline are important, but...
Why Older Households Are Holding So Much of America’s Wealth
You may have seen the chart below making its rounds recently. This chart shows that Americans age 70 and older now hold roughly 32% of the total...
Market Outlook 2026: How Long Can This Bull Market Run?
Trends, risk signals, and what matters when headlines get noisy In this year’s market outlook, we are addressing the question we hear most often...
The “Silver Tsunami” Is Fueling a 20-Year Surge in ESOPs
A Conversation with Kelly Finel on Tax Strategy, Culture Preservation, and Exit Planning for Business Owners At Libertas Wealth Management Group, we...
How the “Big Beautiful Bill” Could Impact You at Tax Filing Time
As tax season rolls around, you may be hearing more chatter around the so-called “Big Beautiful Bill” and wondering what (if anything) it means for...
Following Market Trends Without Letting Emotions Take Over
At Libertas Wealth Management Group, we believe successful wealth building isn’t about reacting to headlines or chasing trends; it’s about...
Turning Everyday Spending Into Extraordinary Travel: How Smart Point Strategies Create Luxury Experiences Without Luxury Costs
For many people, travel feels like a “nice-to-have” rather than a realistic part of a long-term financial plan. Luxury travel, in particular, is...
What if You Could Buy a Show Home – and the Builder Paid YOU Rent?
(Inspired by a conversation with Rachel Alley, realtor and co-owner of Millennium Group / KW Capital Partners) Every now and then, someone sends me...
Missing the Best Days is (Still) a Myth – and Why it Matters for Your Retirement
By: Adam D. Koós, CFP®, CMT®, CFTe, CEPA Every time the market gets bumpy, Wall Street pulls the same old chart out of the drawer… the one warning...
Reimagining Wealth: Conversations That Matter with Carl Richards & Adam Koós
In a world obsessed with numbers, performance charts, and account balances, it’s easy to lose sight of what wealth really means. On a recent episode...
4th Quarter 2025 Scouting Report: Climbing the Wall of Worry
As we enter the final quarter of 2025, it’s time once again for our Quarterly Scouting Report , a data-driven look at the current market landscape,...
Investment Strategies for Volatile Markets: Lessons on Resilience and Emotional Discipline
When markets shift, investors often ask the same questions: Am I going to be okay? and What should I do now? The truth is that successful investing...
From Trauma Surgery Dreams to Financial Freedom: Adam Koós’ Journey & Generational Wealth Strategies
Career Change Story: How Adam Koós Transitioned from Medicine to Wealth Management Adam Koós didn’t start in finance. His original plan was to...
2025 Stock Market Halftime Update: Why the Headlines Don’t Match Reality
Looking Beyond the Headlines Halfway through 2025, the stock market is telling a very different story than the news cycle. While the first quarter...
Planning in Uncertain Times: Strategic Investing and Emotional Discipline
In a recent appearance on the Aligned Money Show, the conversation focused on what matters most in today’s investment environment: preparation,...
Manage Wealth Like a Billionaire, Without Being One
When you think about people with $500 million or more – the self-made kind, that is – you might assume they’re doing something radically different...
From Flipping to Freedom: How Sharad Mehta Built a Real Estate Empire
At Libertas Wealth Management Group, we believe that every successful financial journey starts with a vision of freedom—freedom of time, money, and...
Trump Trade War II & Market Volatility: What Smart Investors Should Know
Market Chaos and Trade War Fears: What's Driving Volatility? The stock market in 2025 has been experiencing significant volatility, largely driven...
Trump, Tariffs & Market Turmoil: The Truth Behind Stock Market Fear in 2025
Understanding the Current Market Correction The stock market in 2025 has stirred considerable anxiety among investors, fueled by political...
Market Pullback or Crash? Breaking Down Trends, Trump 2.0, and What’s Next
The latest No-Huddle Market Update provides insights into the current market conditions, comparing historical trends, analyzing volatility, and...
Life Insurance 101: Term vs. Permanent – What You Need to Know
Life insurance is a critical component of financial planning, yet it often feels overwhelming due to the many policy options and factors to...
The Importance of Estate Planning
Estate planning can often seem complex and daunting, but it is one of the most important steps to ensure that your legacy is preserved and your...
Speeding Up The Market: What Investors Need to Know About Trading Rule Changes
Introduction The financial markets have recently undergone a significant shift with the implementation of new trading rules. These changes impact...
How to Identify and Avoid Common Financial Scams
Welcome back to the Retirement Fiduciary Podcast, your no-nonsense classroom for financial education. This episode, hosted by Adam Koós, President...
2025 Market Outlook: Reckoning or Opportunity for Wall Street?
An in-depth review of market dynamics, trends, and investment opportunities for the year ahead. Introduction The financial world enters 2025 with...
Facing the Unexpected: Strategies for Change with Suzanne Campi
In a recent episode of The Retirement Fiduciary Podcast, Adam Koós welcomed Suzanne Campi, a life coach specializing in navigating life transitions....
Investment Strategies and Career Shifts
An In-Depth Look at the Recently Podcast Interview with Adam Koós The Journey from Premed to Financial Expert Adam Koós’s career began with...
Understanding Momentum, Volume, and Relative Strength: Key Insights for Investors
Adam Koós explains how momentum, volume, and relative strength shape market trends - and how investors can use them to build stronger retirement...
Mastering the Basics of Price and Trend in Investment Strategy
The latest episode of the Retirement Fiduciary Podcast, hosted by Adam Koós of Libertas Wealth Management, provides a deep dive into two...
Comprehensive Estate Planning and Long-Term Care: Insights from Libertas Wealth and Baron Law
Estate planning and long-term care are crucial aspects of financial security that can often be overlooked. Adam Koós of Libertas Wealth Management...